Hey, Mister, Can You Spare A Dime?

Welcome to the Carnival of Debt Reduction - Quotable Quotes Edition at Ask Mr. Credit Card’s Blog. If you are new here, please feel free to have a look around, and grab our free RSS Feed.
We are featuring some excellent articles today, so grab a cup of coffee and relax while you check them [...]

What happens when you buy a car on credit and then default on the credit card?
One of our readers, David, had this question:
What if I buy a 4k car with 1k down (total 5k) on a credit card and then make the minimum payments for a few months before I “can’t” afford them. What happens? [...]

Once you begin the dispute process with your credit reports, where do you go from there? A reader had this question:
I have successfully disputed a few charges on my Experian report. Do I need to dispute the same charges on my other credit reports?
Also, if I cleared a derogatory item at Experian, would that [...]

American Express is like some person with multiple personality disorder these days.
In the last few months, they have granted me credit, and then submitted me to a financial review.
They have written people letters telling them they are being penalized based on where they shop, and then both denied it and said they will stop doing [...]

I came across this article in Consumer Reports about 10 insurance policies you don’t need.    Wouldn’t you know it that half of them are actually offered by credit card companies and are a complete waste of money.
Tour de Scam
Let’s take a look at how your credit card company is trying to scam you by selling [...]

Citibank is making some major changes to their “Thank You” points reward program.   The Consumerist has gotten ahold of a letter sent to one of their customers explaining the changes:
As of March 1, 2009, we are changing some of the terms and conditions that will affect your ability to earn and redeem ThankYou Points. The [...]

Our readers have sent in some very interesting questions about their credit reports:

What exactly does credit utilization do to your credit score?
What happens if you put personal expenses on a business card (Or your company thinks you did!)

A reader, Brian, asked this question:
Hi, If you have 3 credit cards, 2 of the 3 cards have [...]

By Brian Madigan LL.B.
That’s a good question. Prior to 1997, there was no commonly available title insurance in Ontario and yet it was the norm in the United States.
Solicitor’s Opinion
Traditionally, purchasers sought a title opinion from a solicitor who undertook a search of the title to the property. This included checking the chain of title [...]

Welcome to the Carnival of Debt Reduction - Quotable Quotes Edition at Ask Mr. Credit Card’s Blog. If you are new here, please feel free to have a look around, and grab our free RSS Feed.
We are featuring some excellent articles today, so grab a cup of coffee and relax while you check them [...]

Welcome to the Carnival of Debt Reduction - Quotable Quotes Edition at Ask Mr. Credit Card’s Blog. If you are new here, please feel free to have a look around, and grab our free RSS Feed.
We are featuring some excellent articles today, so grab a cup of coffee and relax while you check them [...]